Marine Insurance Act, 1963
47. Change of voyage
(1) Where, after the
commencement of the risk, the destination of the ship is voluntarily changed
from the destination contemplated by the policy, there is said to be a change
of voyage.
(2) Unless the policy
otherwise provides, where there is a change of voyage, the insurer is
discharged from liability as from the time of change, that is to say, as from
the time when the determination to change it is manifested; and it is
immaterial that the ship may not in fact have left the course of voyage
contemplated by the policy when the loss occurs.