Negotiable Instruments Act, 1881
125. Crossing after issue
Where a cheque is uncrossed, the holder may cross it generally
or specially. Where a cheque is crossed generally, the holder may cross it
specially. Where a cheque is crossed generally or specially, the holder may add
the words "not negotiable".
Where a cheque is crossed specially, the banker to whom it is
crossed may again cross it specially to another banker, his agent, for
collection.