Marine Insurance Act, 1963
65. Salvage charges
(1) Subject to any
express provision in the policy, salvage charges incurred in preventing a loss
by perils insured against may be recovered as a loss by those perils.
(2) "Salvage
charges" means the charges recoverable under maritime law by a salvor
independently of contract. They do not include the expenses of services in the
nature of salvage rendered by the assured or his agents, or any person employed
for hire by them, for the purpose of averting a peril insured against. Such
expenses, where properly incurred, may be recovered as particular charges or as
a general average loss, according to the circumstances under which they were
incurred.